Terms & Conditions

Welcome to SEBANA CORP ("we," "us," or "our"). By accessing or using our website https://sebanains.com (the "Site"), you agree to comply with and be bound by the following terms and conditions. Please read them carefully.

  1. Acceptance of Terms
    By using this Site, you affirm that you are at least 18 years old and have the legal capacity to enter into these Terms. If you do not agree with these Terms, please do not use our Site.

  2. Use of the Site
    You agree to use the Site only for lawful purposes and in accordance with these Terms. You must not:

    • Use the Site in any way that violates any applicable federal, state, or local law or regulation.
    • Impersonate any person or entity or misrepresent your affiliation with any person or entity.
    • Engage in any conduct that restricts or inhibits anyone's use or enjoyment of the Site.

  3. SMS/Messaging Terms & Conditions
    Garced Insurance Group / SEBANA CORP ("we," "us," or "our") offers program-based SMS/text messaging notifications to provide updates, account information, and customer support.

    Program Description & Message Types:
    By opting in to our SMS messaging service, you may receive automated or non-automated text messages regarding quote requests, policy status, account updates, billing and payments, required documents, and customer service requests.

    Opt-In Consent:
    You opt-in to receive SMS communications when providing your phone number on our website forms, intake documents, or by requesting information directly from us. Express consent to receive text messages is voluntary and is not a condition of purchasing any policy, product, or service.

    Message Frequency & Rates:
    Message frequency varies based on your transactions and account activity. Standard message and data rates may apply depending on your mobile carrier and service plan.

    Opt-Out Instructions:
    You can cancel the SMS service at any time. To stop receiving text messages, reply STOP to any message you receive from us. After sending "STOP", you may receive one final confirmation message confirming your unsubscribe status. No further messages will be sent unless you re-subscribe.

    Help & Customer Support:
    If you need assistance or experience issues with our text messaging service, reply HELP to any message, or contact our customer support team directly at (601) 829-9555.

    Privacy & Mobile Data Sharing:
    We respect your privacy. No mobile information, phone numbers, or text messaging opt-in consent data will be shared, sold, or disclosed to third parties, affiliates, or marketing partners for marketing or promotional purposes. All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

  4. Intellectual Property
    The content, layout, design, data, and graphics on the Site are protected by intellectual property laws. You may not reproduce, distribute, or create derivative works from any part of the Site without our prior written consent.

  5. Privacy Policy
    Your use of the Site is also governed by our Privacy Policy, which can be found at https://sebanains.com/privacy-policy. By using the Site, you consent to the collection and use of your information as outlined in the Privacy Policy.

  6. Disclaimers
    The information provided on this Site is for general informational purposes only and should not be construed as professional advice. We do not guarantee the accuracy, completeness, or reliability of any information on the Site.

  7. Limitation of Liability
    To the fullest extent permitted by law, we will not be liable for any direct, indirect, incidental, special, consequential, or punitive damages arising from or related to your use of the Site.

  8. Changes to Terms
    We reserve the right to modify these Terms at any time. Any changes will be effective immediately upon posting on the Site. Your continued use of the Site after changes are made constitutes your acceptance of the new Terms.

  9. Governing Law
    These Terms shall be governed by and construed in accordance with the laws of the State of Mississippi, without regard to its conflict of law principles.

  10. Contact Information
    If you have any questions about these Terms, please contact us at:

    SEBANA CORP
    6800 Old Canton Rd, Suite 107
    Ridgeland, MS 39157
    (601) 829-9555

Last Updated: 08/13/2026